My name is José Toral. I'm 63 and just finished my DBA at the Potifcal Catholic University of Puerto Rico. President of the Board of Trustees of the Bayamón Central University. My resarch disertation is on neuroeconomics. This is my field of interest. Professor of Economics at UPR Bayamón and graduate professor of economics at Universidad del Turabo, (AHORA PROGRAM) and University of Phoeix Graduate School.